中国建设银行银企合作协议（中、英文参考文本）
建设银行
中国建设银行银企合作协议（中、英文参考文本）
建设银行
银企合作协议书（中文参考文本）
甲 方
合作协议书
中国建设银行 行
甲方（企业）：
乙方（银行）：中国建设银行 行
为建立良好的银企合作关系，促进银企双方的共同发展和长远合作，甲乙双方本着自愿、平等、互利的原则，经充分协商，达成如下协议，并承诺严格遵守本协议中的各项条款，履行各自的义务。
一、乙方愿意将甲方作为重要的基本客户，在法律和金融政策允许的前提下，优先为甲方提供各类信贷资金支持和其他优质金融服务。
二、乙方将根据贷款条件和贷款程序向甲方提供全面的信贷服务，包括流动资金贷款、基本建设贷款、技术改造贷款、储备贷款、房地产贷款、票据承兑和贴现等。
三、乙方将尽力满足甲方合理的流动资金贷款需求。甲方保证保持良好的财务结构，流动比率控制在 ％以上，应收帐款周转率控制在 ％以上，资产负债率控制在 ％以下。
四、乙方将积极支持甲方进行基本建设和技术改造。对甲方的被国家有权部门列入计划的项目，将尽快给予评估；对乙承诺的项目，将在年度信贷计划中优先安排，并保证资金及时拨付到位。
五、当甲方建设项目的储备资金周转发生困难时，乙方根据储备贷款条件，优先给予安排。
六、乙方将积极支持甲方开展进出口等国际经济往来业务，为其提供全方位的国际金融服务。
七、甲方愿意将乙方作为主办银行，在乙方开立 帐户，并将 ％的产品销售收入通过该帐户办理结算。
八、甲方保证存入乙方 帐户的资金不少于乙方贷款在甲方的所占比例。
九、甲方保证不拖欠乙方贷款本息。如有特殊原因贷款需要展期的，由甲方提出申请，经乙方审核，对符合贷款展期条件的给予展期。
十、甲方保证不挤占、挪用流动资金贷款搞固定资产投资。
十一、甲方保证每月向乙方提供财务报表，并对财务数据的真实性负责。
十二、甲方同意其国际结算业务、代发工资、信用卡业务、职工住房基金、工程预决算审查、项目评估咨询、开发银行贷款和其它银行的委托代理等金融业务，交乙方办理。
十三、本协议生效后，双方应通知并监督所属机构认真执行。
十四、本协议在执行过程中，如发生争议或需要对协议中的有关条款进行修改、补充时，双方应本着平等互利、互谅互让的原则友好协商解决。
十五、甲乙双方在协议有效期内，不得单方终止协议或违背协议条款。
十六、本协议经甲方法定代表人或其委托代理人和乙方负责人或其委托代理人签字并加盖双方公章后生效，有效期为 年，协议到期后是否续约由双方商定。本协议正本一式两份，甲乙双方各执一份；副本份，甲乙双方各执 份。
甲方（公章）： 乙方（公章）：
代表（签名）： 代表（签名）：
年 月 日
银企合作协议书（英文参考文本）
Coorperation Agreement By Bank & Enterprise (For Referance Only)
This is a Cooperation Agreement by
Party A (The Enterprise)
and
Party B (The Bank) China Construction Bank
To better enhance the good coorperative relationship between the bank and the enterprise, and to improve
the mutual development and the long term cooperation of both parties, Party A and Party B, on the basis of ad-
hering to the principle of voluntariness, equaiity and mutual benefit, and after full consultations and negotia-
tions, have made the following agreement and committed to strictly abiding by the terms of this agreement and
performing the responsibilities of each party.
I. Party B is willing to take Party A as an important and primary client, and put Party A in a prior posi-
tion when providing various financial supports and quaiified financial services, under the premise of keeping in
compliance with laws and financial policies.
II. Party B will provide Party A with all-round credit lending services which include the working capital
loans, capital construction loans, technological transformation loans, reserve loans, real estate loans, and bill
acceptance and discount, etc., according to its credit lending conditions and process.
III. Party B will try its best to satisfy Party A's reasonable demand for working capital loans, so long as
Party A maintains a good financial structure, with the current ratio above____%, the account receivable
turnover ratio above____%, and the assets-liabilities ratio below____%.
IV. Party B will actively support Party A in its capital construction and technological transformation. For
those projects which have been listed in the goverment's plan by the authorative departments, Party B will per-
forme the project appraisals as soon as possible; and for the committed projects, Party B shall make a prior ar-
rangement in its annual credit lending plan and ensure the ontime fund supply.
V. When Party A finds a diffictulty in the turnover of its reserve funds for the under-construction pro-
jects, Party B shall make a prior arrangment according to its reserve loan issuing terms.
VI. Party B shall actively support Party A in its international business developrnent, including the import
& export, by providingcomprehensive international financial services.
VII. Party A agrees to take Party B as its main bank, opening its____account with Party B and settling
___% of its trade volume through this account.
VIII. Party A guarantees that the proportion of its fund deposit at the Bank in the above-mentioned account
shall not be less than the proportion of Party B's loans.
IX. Party A guarantees that it will not default the repayment of the principal and payment of interest of
Party B's loans. Should any loans need extension out of particular reasons, Party A shall present an applica-
tion, which will be reviewed by Party B. Party B shall agree only those extensions that are in line with the ex-
tention terms.
X. Party A guarantees that it will not appropriate or misappropriate its working capital funds for capital
construction investment.
XI. Party A guarantees that it will present monthly financial statements to Party B and be responsible for
the authenticity of the financial data.
XII. Party A agrees to let Party B handle its such financial businesses as international settlement, salary
issuing, credit card clearing, staff housing fund management, reviewing of project budget and annual settle-
ment, project evaluation and consultation, development bank loan channeling and management, and other
banks'agent and entrusted businesses.
XIII. When the agreement comes into effect, both parties shall notify the concerned affiliates and supervise
them in their performing of the agreement.
XIV. If disputes arise in the performance of the agreement which causes the amendments of and additions
to the above articles, both parties shall find a solution through friendly talks on the basis of equality, mutual-
interest and mutual-understanding basis.
XV. Within the term of the agreement, no party is allowed to unilaterally violate the articies or terminaie
the agreement.
XVI. This agreement shall be effective only when the legal representative or his (her) designated agent of
the two parties sign on it, with their official seals. The maturity of the agreement is____years. Whether the
agreement will be renewed should be decided by the two parties after negotiations. There are two originals for
this agreement, Party A and Party B shall each take one. There are____duplicates for this agreement, Party
A and Party B shall each take____copies.
Party A (Seal): Party B (Seal):
Representative (signature): Representative
(signature):
(DDMMYY) (DDMMYY)
1996年11月11日
最高人民法院办公厅关于宋北新盗窃案应如何处理问题的批复
最高人民法院办公厅
最高人民法院办公厅关于宋北新盗窃案应如何处理问题的批复
1955年5月10日，最高人民法院办公厅
甘肃省高级人民法院：
1955年3月8日刑戊字第266号请示及4月19日电报均收悉。
关于宋北新盗窃案中的法律问题，应如何解决，询问我院意见。查宋北新虽然连续行窃为时4年多，但这种行为多发生在十二、三岁的时候，至逮捕时还不满15岁。这主要是由于其家长教育不好和旧社会坏习气的影响，以致养成一种行窃习惯。其犯罪动机尚不能谓恶劣，产生的后果，亦不甚大。这类案件处8年徒刑，似嫌太重，另外，对其家长亦应给予警告，注意对其教育，以上意见供你们参考。
附：甘肃省高级人民法院关于未成年人犯盗窃罪处理原则问题的请示 刑戊字第266号
我院最近判处一件未成年人窃盗案件。基本案情是：窃盗犯宋北新现年15周岁，于1950年7月，当时该犯年龄尚不满11周岁时开始至1954年9月其年龄将近15周岁，被逮捕前最后一次盗窃行为止，4年多时间连续行窃达23次（包括未遂者数次）之多。中间于1953年上半年以后曾为我公安机关管押教育1次，转送教养院强迫劳动改造3次（其中最长的一次为5个月）。
该犯之23次盗窃行为中除1953年8月1次系由其勾结另一未成年人共同盗窃自行车1辆外，其余22次均系该犯独自所为。所盗财物，计现款人民币70多万元；有价证券：储蓄存款单和建设公债券各1张，共人民币210多万元；自行车两辆（卖了1辆，被追回1辆）；水笔3支。
该犯之家庭系中农，本人为中学生，其父宋达在中等学校（非被告所住学校）任教导主任，其家庭及本人生活均无困难，查其盗窃动机完全是为了达到其零吃零花，额外挥霍浪费之目的。
据上事实，分析该犯之犯罪行为除其动机是出于挥霍浪费外，显然具有一贯和屡教不改的性质，因而对社会的危险程度是很大的。原审——兰州市人民法院，将该犯判处有期徒刑八年，该犯本人表示同意，其父以监护人身份上诉本院，强调该犯年幼，主张和要求免予刑罚。我们根据上述分析和认识维持了原判，并已执行。
我院对本案虽已处理，但对此为人民法院逮捕时尚不满15岁，尤其是犯罪行为多发生在十二、三岁时之盗窃犯予以刑罚，总感缺乏法律根据。在我国现行法律对盗窃犯应负刑事责任的年龄没有明文规定的情形下，《中华人民共和国刑法指导原则》（草案）似可作为参考，苏俄现行刑法典因我国属于社会主义类型的国家，似亦有参考意义，然而，前后两者对此问题的规定是相反的两种情形，据前者第三条规定的精神，不满15岁的人犯盗窃罪则不令负刑事责任，据后者第十二条对此问题的规定则反是。
此类案件虽是少数，但从我省情形来看，也还不是个别行为，我院对上述案件的处理是否适当，嗣后遇有此类案件，又究应如何处理请予原则性指示。
